We know that having the money you need to pay for your treatment straight away is not always possible.
That’s why we have teamed up with Chrysalis Finance offering 0% interest that will allow you to spread the cost of treatment.
The Advantages of Interest Free Finance
Finance for dental treatment means fewer barriers to saying YES!
To find out more, ask in our practice or:
Your Questions Answered
We’ve tried to answer the most commonly asked questions here, but if there’s anything else you’d like to know, please don’t hesitate to speak to a member of the team.
Who can benefit?
Almost anyone, if you are over 18, below 80
and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.
What can I use it for?
You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.
What’s the minimum and maximum I can finance?
Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £25,000.
How do I apply?
Once your treatment plan and costs have
been agreed, you’ll be able to complete an
easy-to-use online credit application.
How do I make the repayments?
Much like any other finance facilities, you repay them in monthly payments over an agreed term.
These payments are collected by Direct Debit.
How long does approval take?
The application takes just a few minutes to complete and the decision is given instantly.
If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.
How much will I pay?
With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to your at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.
Who is the credit provider?
The dental practice works with Chrysalis Finance.
Chrysalis Finance Limited is a lender and acts as a broker to a panel of other lenders. Your chosen treatment provider will act as either an appointed representative or direct broker to Chrysalis Finance.
What are the repayment terms?
This will depend on the amount being borrowed and the type of treatment.
What if the cost of treatment changes?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.
No upfront deposit option!
With the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment!
Winchester House Limited trading as Winchester House Dental Practice is an Introducer Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority. Winchester House Limited is a broker, not a lender.